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Personal Protection Insurance Services in the UK

At Insure2bsure, we provide comprehensive personal protection insurance services tailored to suit your individual needs. With over 43 years of experience, we understand the importance of safeguarding your financial future and protecting what matters most. Whether it’s life assurance, critical illness cover, or income protection, we offer access to a wide range of insurance products from leading providers. Our personalised approach ensures you receive the best possible advice and solutions to meet your specific circumstances.

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Life Assurance and Critical Illness Cover

Offering life insurance products, we take the time to discuss all possibilities and base our recommendations on your personal circumstances.

Some of the reasons to take out life insurance could include:

  • Mortgage repayment
  • Covering childcare costs
  • Education expenses
  • Funeral expenses

We also provide insurance products covering personal critical illness. As a critical illness can potentially keep you off work for an extended period, it is crucial to have a backup plan to support your family and everyday expenses.

Critical Illness Cover can include:

  • Mortgage repayment
  • Childcare costs
  • Making the home suitable for any disability

Types of Life Insurance:

  • Level Term
  • Decreasing Term Assurance
  • Family Income Benefit
  • Critical Illness
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Whole of Life Insurance

This type of life assurance pays out when you die, whenever that may be. It is usually, but not always, a more expensive option than term assurance simply because the life assurance company knows that it will definitely pay out at some point.

Income Protection

Income protection insurance is a long-term policy that provides a monthly income if you are unable to work due to illness or injury. With Income Protection Insurance, or permanent health insurance as it can also be known as, you must ensure that you declare yours and your family’s medical history. Failure to do so in full may result in your insurer refusing to pay out when it comes to it.

You can choose how much of your salary you wish to cover, as well as how long you want to wait before the payments start. Payments continue until you return to work, retire, pass away, or your cover ends.

You usually have to wait a minimum of four weeks after you stop work for payments to start with most policies – referred ordinarily to as the waiting period. There are some instances where waiting periods can last up to 2 years dependent on the policy chosen. The premiums you pay for your cover may be cheaper if you can wait longer before you make a claim.

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Over 50’s Plan

Over 50s Life Cover is a life insurance policy available to UK residents aged 50 to 80 years old, with guaranteed acceptance and no medical questions asked. It is sometimes referred to as ‘Whole of life’ cover, as it lasts for a long as you live rather than a set period of time.

It pays out a lump sum when you pass away and can be used in many different situations to help in some way. It could assist in covering some of the costs that your family may face when you die, such as paying for your funeral and outstanding debts, or it may be left as a gift to your loved ones. We discuss all eventualities and plan together according to individual circumstances.

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Protect your future with tailored personal insurance solutions designed to meet your individual needs.

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